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Case study

PayNest Onboarding Engine

KYC and activation flows redesigned for clarity, speed, and compliance evidence.

Fintech PayNest
PayNest Onboarding Engine — delivery cover

Results

Outcomes measured after launch

12 weeks

Time-to-value

-40%

Manual reconciliation hours

99.9%

Uptime after launch

Challenge

What was broken

PayNest lost 40%+ of users during KYC document upload — unclear wait states, no retry paths, and compliance evidence scattered across support tickets.

Solution

What we shipped

Progressive disclosure onboarding, async verification statuses, and observability on AWS — compliance and UX treated as one problem by the same squad.

PayNest\'s CTO Daniel Ortiz had a familiar fintech problem: compliance team wanted more steps; product team wanted fewer. Users suffered either way — dropping off during document upload with no idea whether verification was processing or failed.

What we built

Shriram IT Ventures redesigned the flow with progressive disclosure — only ask for the next document when the previous step clears. Async verification statuses replaced spinner purgatory. Vikas added audit trails Abhishek could monitor; every state transition logged for compliance review.

Activation improved 2.1×. Drop-off fell 33%. The audit trail got cleaner, not weaker — exactly what Daniel needed for their next regulatory review.

The problem

Onboarding stalled every time a human had to chase a missing document by email.

What we built

We redesigned the ops UI around the five actions people take 80% of the day — and deleted the rest of the noise.

Stack

Documented on the project page — chosen for maintainability and the client’s hiring plan, not our preference sheet.

Timeline

12 weeks from kickoff to production, with weekly demos and a frozen launch checklist.

Results

Outcomes are listed above. We only publish numbers the client signed off for public use.

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Trust

Verified reviews & directories

E-E-A-T signals from platforms buyers already check.

Authority

Recognition

  • Clutch Top Web Developers 2025
  • GoodFirms App Development Partner
  • India Business Awards — Digital Innovation

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